Terms and Conditions

This page tells you the terms on which we supply any of the Products and Events to you.  These Products and Events are listed on our websites: Wisdom-Mind.co.uk and Meditate-Wisdom-Mind.uk.  Products and Events include courses, workshops, live events, coaching, nurture and support emails and webinars.

We conclude the contract for such supply electronically. Please read these terms of supply carefully before ordering any Products or Events from us. You should understand that by ordering any of our Products or Events, you agree to be bound by these terms of supply.

Please understand that if you refuse to accept these terms of supply, you will not be able to order any Products or Events from us.

1. Information about us
This site is operated by Annya Stoddart under the brand name Wisdom-Mind (we or us). Our registered office at The Green Room, Old Tannery Square, Station Rd, Stowmarket, Suffolk. IP14 1EF

2. Your status
By placing an order with us, you warrant that:
1. you are legally capable of entering into binding contracts; and
2. you are at least 18 years old.
3. that you are not resident in a county where making a payment to our site, in line with these terms and conditions would breach any laws in that county.

3. Consumer rights and cancellation
Digital products do not fall within the ‘cooling off’ 7 day period required under UK Law. If you have an issue with a product you’ve purchased, please email annya@wisdom-mind.co.uk and we will respond within 48 working hours, but sooner than that if possible.

4. Risk and title in Products
Unless otherwise stated, Annya Stoddart owns the intellectual property rights and material on the websites. Subject to the license below, all these intellectual property rights are reserved.
a. Ownership of the Products will only pass to you when we receive full payment of all sums due in respect of the Products or Events, including delivery charges.
b. You may view, download for caching purposes only, and print pages or other content from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.
c. Courses are not transferable to anyone else. It is sold for your use only. Ownership of the Products or Events cannot be shared or bought as a consortium or group. Purchases are on an individual basis and a login relates to the purchaser only. In the event that we receive evidence of logins being shared or products being purchased on a group basis, with a view to sharing logins we will cancel all access to all products with immediate effect for the individuals concerned, with no refund.
You may NOT
● Republish material from this website (including republication on another website).
● Sell, rent or sub-licence material from the website.
● Show any material from the website in public.
● Reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose.
● Edit or otherwise modify any material on the website Or redistribute material from this website (except content specifically and expressly made available for redistribution)

5. Price and payment
After placing an order, you will receive online notification from ‘Sendowl’ and ‘Paypal’ on our behalf acknowledging that we have received your order. Please note that this does not mean that your order has been accepted. Your order constitutes an offer to us to buy a Product or Service. All orders are subject to acceptance by us. The contract between us (Contract) will only be formed when you receive the Products and/or Events (as applicable).In the case of Products, the Contract will relate only to those Products which you receive. A contract for any other Products which may have been part of your order will be formed when you
receive those other Products.

a. The price of the Products and Events will be as quoted on our site from time to time, except in cases of obvious error.
b. Prices stated on our site do not include VAT.
c. Products and Events are liable to change at any time, but changes will not affect orders in respect of which we have already sent you an Order Confirmation.
d. It is always possible that, despite our best efforts, some of the Products or Events listed on our site may be incorrectly priced. We will normally verify prices as part of our Order Confirmation procedures. If the correct price of a Product is higher than the price stated on our site, we will normally, at our discretion, either contact you for instructions or reject your order and notify you of such rejection.
e. We are under no obligation to provide any Product or Event to you at the incorrect (lower) price, even after we have sent you an Order Confirmation, if the pricing error is obvious and
unmistakable and could have reasonably been recognised by you as an error.

f. If we agree with you that you may pay for a Product in instalments, then each instalment must be paid by its due date (as notified by us to you).  If you fail to make any payment due to us by the due date for payment then, without limiting our other remedies, we may: charge you interest on the overdue amount at the rate of 4% per annum above our bank’s base rate from time to time. Such interest shall accrue on a daily basis
from the due date until the date of actual payment of the overdue amount, whether before or after judgment.

  • you shall pay the interest immediately on demand;
  • charge any reasonable debt collection costs incurred in pursuing the debt, such
    costs to be payable by you on demand;
  •  refuse you entry to any Event (whether or not your booking on any such Product or Event was a free bonus place for which you did not pay a specific fee);
  • refuse to provide you with any Product or Event materials; and/or
  • refuse to provide you with any Products or Events that you have ordered from us, whether or not you have paid for them.

6. Our refunds policy
a. Digital products do not fall within the 7-day ‘cooling off’ period required by UK Law.
b. We may close Facebook groups, remove individuals from Facebook groups and refuse membership to Facebook groups at our discretion and without notice. Facebook groups are free bonuses and do not constitute a paid element of a Product or Service.

We want you to be satisfied with your purchase but we also want you to give your best effort to apply all of the strategies in the course.

10-days to a relaxed and happy mind mini course refunds
With respect to this purchase, if you are dissatisfied you must request your money back within 7 days of the purchase.  But, before you do this, remember you can truly do hard things! Sometimes you just need little extra support. Please don’t be afraid to ask me for it, that’s what I’m here for!  Email me at annya@wisdom-mind.co.uk and tell me what’s getting in your way. Then I can point you in the right direction. You may request your money back by emailing annya@wisdom-mind.co.uk. That email must contain information about the product you purchased, the date of the purchase, and the email and name associated with any such purchase.

7. Intellectual Property
a. All intellectual property rights (including but not limited to copyright) in all Products, Events and Event materials at all times belong to and shall remain vested in us and neither you nor any other person shall obtain any intellectual property rights or any other interest, right or title whatsoever in or to any Product or any Event materials or any part thereof save as otherwise expressly granted under these terms of supply.
b. If you purchase a Product or Event for which we provide you Event materials, we hereby grant you a non-transferable, non-exclusive licence to use those materials strictly for the purpose of participating in the relevant Product or Event and for your own educational, non-commercial purposes.
c. You shall ensure that such course materials are only made available to and accessed by you and you must not make available, copy, reproduce, disseminate, retransmit, sub-license, distribute, sell, publish, broadcast or otherwise supply in any medium and in any manner any such materials (or any part of them) to any third party.

8. Warranty
We warrant to you that:
a. any Product or Event purchased from us will, on delivery, conform in all material respects with its description, be of satisfactory quality, and be reasonably fit for all the purposes for which products of that kind are commonly supplied; and
b. we will perform our obligations under the Contract with reasonable care and skill.
c. All other conditions, warranties or other terms which might have effect between you and us or be implied or incorporated, whether by statute, common law or otherwise, are hereby excluded to the fullest extent allowed by applicable law.

9. Data Protection
a. In relation to any personal data provided to us by you or on your behalf, you agree that we may use such personal data to perform our obligations and enforce our rights under any Contract.
b. Furthermore, you agree that any such personal data will be processed in accordance with our Privacy Policy (as amended by us from time to time).

10. Our liability
Nothing in these terms of supply excludes or limits our liability for death or personal injury caused by our negligence; fraud or fraudulent misrepresentation; or any other matter for which it would be unlawful for us to exclude or attempt to exclude our liability. Our maximum aggregate liability in respect of any claim arising out of any Contract, whether in contract, tort (including negligence), breach of statutory duty or otherwise,
shall not exceed the total sum paid for the particular Product and/or Event giving rise to the claim.
We will not be liable in contract, tort (including negligence), breach of statutory duty or otherwise for losses that fall into any of the following categories:
a. loss of income or revenue;
b. loss of business;
c. loss of profits;
d. loss of anticipated savings;
e. loss of data;
f. loss of goodwill;
g. loss of contract;
h. waste of management or office time; or
i. any special, indirect, consequential or pure economic loss which arises out of or in connection with these terms of supply even if we had been advised of the possibility of such loss.
We shall have no liability for any failure or delay in the performance of any of our obligations where any such failure or delay is due to any act or omission by you or any third party. You assume sole responsibility for the selection, suitability and use of any Products or Events.

11. Import duty
If you order Products or Events from us they may be subject to import duties and taxes which are levied when the delivery reaches the specified destination. You will be responsible for payment of any such import duties and taxes. Please note that we have no control over these charges and cannot predict their amount. Please contact your local customs office for further information before placing your order. Please also note that you must comply with all applicable laws and regulations of the country for which the products are destined. We will not be liable for any breach by you of any such laws.

12. Written communications
Applicable laws require that some of the information or communications we send to you should be in writing. You accept that communication with us may be mainly electronic. We will contact you by e-mail or provide you with information by posting notices on our site. For contractual purposes, you agree to this electronic means of communication and you acknowledge that all contracts, notices, information and other communications that we provide to you electronically comply with any legal requirement that such communications be in writing. This condition does not affect your statutory rights.

13. Notices
All notices given by you to us must be given to us at annya@wisdom-mind.co.uk. We may give notice to you at either the e-mail or postal address you provide to us when placing an order, or in
any of the ways specified in clause 12 above. Notice will be deemed received by you and properly served on you immediately when posted on our site, 24 hours after an e-mail is sent to you, or three days after the date of posting of any letter to you. In proving the service of any notice, it will be sufficient to prove, in the case of a letter, that such letter was properly addressed, stamped and placed in the post and, in the case of an e-mail, that such e-mail was sent to the specified email address of the addressee.

14. Transfer of rights and obligations
The contract between you and us is binding on you and us and on our respective successors and assignees. You may not transfer, assign, charge or otherwise dispose of a Contract, or any of your
rights or obligations arising under it, without our prior written consent. In particular, you may not transfer to anyone else your place on an Event. We may transfer, assign, charge, sub-contract or otherwise dispose of a Contract, or any of our rights or obligations arising under it, at any time.

15. Events outside our control
We will not be liable or responsible for any failure to perform or delay in performance of, any of our obligations under a Contract that is caused by events outside our reasonable
control (Force Majeure Event). A Force Majeure Event includes any act, event, non-happening, omission or accident beyond our reasonable control and includes in particular (without limitation) the following:
a. strikes, lock-outs or other industrial action;
b. civil commotion, riot, invasion, terrorist attack or threat of terrorist attack, war (whether declared or not) or threat or preparation for war;
c. fire, explosion, storm, flood, earthquake, subsidence, epidemic or other natural disaster;
d. impossibility of the use of railways, shipping, aircraft, motor transport or other means of public or private transport;
e. impossibility of the use of public or private telecommunications networks; and
f. the acts, decrees, legislation, regulations or restrictions of any government.
Our performance under any Contract is deemed to be suspended for the period that the Force Majeure Event continues, and we will have an extension of time for performance for the duration of that period.

16. Waiver
If we fail, at any time during the term of a Contract, to insist upon strict performance of any of your obligations under the Contract or any of these terms of supply, or if we fail to exercise any of the rights or remedies to which we are entitled under the Contract, this will not constitute a waiver of such rights or remedies and will not relieve you from compliance with such obligations. A waiver by us of any default will not constitute a waiver of any subsequent default. No waiver by us of any of these terms of supply will be effective unless it is expressly stated to be a waiver and is communicated to you in writing.

17. Severability
If any of these terms of supply or any provisions of a Contract are determined by any competent authority to be invalid, unlawful or unenforceable to any extent, such term, condition or provision will to that extent be severed from the remaining terms, conditions and provisions which will continue to be valid to the fullest extent permitted by law.

18. Entire agreement
These terms of supply and any document expressly referred to in them constitute the whole agreement between us and supersede all previous discussions, correspondence, negotiations, previous arrangement, understanding or agreement between us relating to the subject matter of any Contract. We each acknowledge that, in entering into a Contract, neither of us relies on, or will have any remedies in respect of, any representation or warranty (whether made innocently or negligently) that is not expressly set out in these terms of supply. Each of us agrees that our only liability in respect of those representations and
warranties that are expressly set out in these terms of supply (whether made innocently or negligently) will be for breach of contract. Nothing in this clause limits or excludes any liability for fraud.

19. Our right to vary these terms of supply
We have the right to revise and amend these terms of supply from time to time. You will be subject to the policies and terms supply in force at the time that you order
Products or Events from us.

20. Law and jurisdiction
Contracts and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) will be governed by English
law. Any such dispute or claim will be subject to the non-exclusive jurisdiction of the courts of England and Wales.

This document was updated 10/6/2019

  © Wisdom Mind 2019

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